Important Reasons Why You Need To Get A Financial Advisor

Money isn’t everything but without you won’t be able to feel secure. In addition to that, you won’t be prepared well enough for any possible emergencies that may rise up in the near future. Now, that isn’t something you want to be dealing with especially if you have a family already.

One of the best ways to prepare for the future is by getting help from a financial advisor who will be able to give you sound advice on how to properly handle your money. The services that a financial advisor provides includes retirement planning, investment planning, estate planning, tax management, education funding, and many others.

Through the help of a financial advisor, you’ll  be able to effectively handle your finances so that you won’t end up wasting any of your money or assets. And as a result, you’ll be able to prepare well for the future. It’s important to keep in mind that the things you do now will have a great impact on what your tomorrow is going to look like.

Lastly, a financial advisor can also help you avoid grave financial mistakes that might possibly cause a huge draw down on your finances. It’s really important that you avoid those things.

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5 Effective Marketing Ideas For ATM Machine Companies

With the increased number of ATM’s, there is the need for differentiation so as to create a competitive edge. Atm suppliers such as Next Payments need to market themselves so as to reach a wider audience and gain clients. Moreover, the marketing strategies change rapidly with the development of technologies and there is need to quickly adapt to stay relevant. In the course of research, we have identified about five effective marketing ideas that companies can implement so as to increase their reach.

Social Media

The use of social media platforms is the most effective marketing tool. According to statistics, people use 80% of their time on social media platforms especially using their phones. Social media sites such as Facebook, Instagram, Twitter and LinkedIn provide opportunities to obtain thousands of new clients. Let people know about your company, services you offer and expertise. What’s more, engage forums that are available to engage like-minded individuals focused in the industry.

Don’t just create your profile and leave it at that. Constantly provide content and engage users who show interest in what you have to offer. Create time to answer any questions and clarification. Also, make use of the marketing tools available to reach more users. The key is to know your target group and use appropriate information to reach out to them.


It is crucial for businesses to have a website, ATM and EFTPOS cash out system companies are no different. A website helps to build credibility. Furthermore, the website should be as detailed as possible. It should give information on the company, services offered, team and if possible a system of giving quotations to prospects. Getting a good website is not an expensive affair since there are many platforms the company can use. Moreover, graphic designers are available and can work within a set budget to give satisfactory results.


Using referrals is a marketing technique that has been there for decades and still works. Referrals come from your existing clients and people that know about the company. The method only works if the services you offer are excellent and the engagement is beneficial to clients. Remember that 82% of people often seek the recommendation of friends and family.

Create a good reputation and the referrals will come. Especially important is to also engage companies related to the industry. For example, engaging with professionals in the real estate, law, bank and financial industry in general. The engagement will enable them to refer clients to you since some of the services are complementary.

#eftpos #legit #legitltd #dunedin

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Use of visuals

The use of visual aids to communicate has been there since the 1930’s. However, there has been a lot of development in the forms of visuals and in the way to use them. It is proven that most of the people remember what they see more than they read. It is therefore important to tap into this marketing tactic.

The most common visual forms of advertising include videos, images, and infographics. What’s more, these can be used on various platforms such as website, social media, the office premises just to mention a few.

Create visuals that give information not only about the company but also educational. For example, describe the process of obtaining a mortgage, evaluation etcetera. The key is to give information that keeps the user wanting to know more.

Live Chat

It is a feature especially relevant when it comes to websites. It helps visitors to feel welcome and appreciated. In addition, it accords them an opportunity to ask questions about the company. The interaction with visitors via live chat leads to higher rates of conversion since the traffic is relevant.

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Getting Into Stock Investing

If you want to prepare for the future, you don’t just need to save up the money that you earn from your work, you also need to make sure that you invest the money that you save so that you can make it grow and work for you. It’s really not advisable to put all of your money in the bank as plain savings because you’ll surely lose to inflation rates that way. You need to find a good investment vehicle that will help you grow your money at a much faster rate. One of the best investment tools nowadays are stocks. Stock investing and trading has long been a popular topic for a lot of people who are really interested in good at handling their personal finances.

Before dive into stock investing, you first need to put some time and effort into learning about it because you’re money can easily go down the drain if you don’t choose the right stocks to invest your money on. What you’re looking for here is growth so you need to go for companies that have a potential to grow bigger and bigger in the near future so that you’re investment on it will grow along with the company’s growth.

Learn more about stock investing at

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Working Holiday as an Ebay Store Designer

I spent a year in the Uk working as an ebay store designer with

It was such an amazing learning experience where I not only learned how to design beautiful ebay shops but also got to know some cool people in Bradford UK. I also learned how an organization functions and what makes people motivated to go to work. I have also learned sales techniques and what clients look for when hiring an ebay shop designer.

Advancements in technology have since equipped buyers with ease and comfort and the benefits of saving time by shopping online from their own home. eBay has proved to be a simple and efficient way for clientele to purchase products and services online. The web layout of this giant auction market place serves as a great assistance to millions of shoppers worldwide.

For individual eBay shops, it all depends on the quality of their design and style. The store must not only be visually pleasing, but must also be expedient and offer a rather simple to use format that any person can utilize. If customers are shelling out a lot more time online purchasing an item compared to what they would had they just visited a store, they are not going to be checking out your shop again anytime soon. Your eBay shop design can either help you bring hordes of guests and business, or you could possibly be losing discouraged and disappointed guests.

Make sure that your store allows viewers to refine their options. When they are trying to search for items, they do not wish to spend long hours searching through several product listings when they can simply filter their options. Make it possible for them to change their options as well, and make sure that this search component is clearly detectable! Make it clear when certain items are out of supply, or you’ll wind up emailing angry existing clients when you have to cancel their purchase.

MRW something I put on eBay with a start price of $0.99 is finishing in an three hours and is up to $430

Unlike browsing out in the tangible world, it is impossible for purchasers to see the item in front of them. They cannot see how many are left or what options for a selected product are currently available, such as color, kind or size. Because your shoppers cannot see the item, it is also vital to invest in top quality photography. Not only will this be a selling point for interested buyers, it also prevents the situation in which a guest opens their box, only to figure out it is not what they believed they had purchased. This may result regardless your intentions, so remember to make it straight forward for customers to return or swap their products.

A well-structured eBay store layout is essential to bring your ideal buyers and keep them there. It is your job to make their virtual experience an enjoyable and simple process. Keep your prospective customers happy by ensuring that they can check out every little thing that there is to know and see about their product to avoid any dissatisfaction when their item arrives on their doorstep. To bring more traffic to your shop, it’s a useful to generate discount codes or advertise specials through social networking, commercials or emails. Above all else, keep your contact details in plain view for your visitors to reach you with questions, remarks or issues. This will let you keep your eBay shop up to par with your existing clients’ needs and it will also help you stand out from your competition.

So in conclusion, do not limit yourself to the traditional waitress job when you go on a gap year abroad, but try different things. It will be beneficial to you I promise, if you put the work into it. Cheers!

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Gap Year Travel in Malta

Holiday or Gap Year Travel to Europe?

Maybe you and your partner have taken that next step in your relationship and have decided to make a lifetime commitment. Or perhaps you are going for your gap year to the mediterranean islands like Malta, Greece and Cyprus.

Possibly, you have decided it is time to enlarge your family. Or maybe, you’ve decided that the timing of life is allowing you to take care of your parents. But the problem is that you do not have the cash to put down on a house. So what do you do? Well there are a lot of options for renting villas in Malta!

Whatever the rationality, you’ve outgrown your place and want to trade up in size, location, and comforts. Now is the best time for you to start the action and look for a new rental residence. The work is going to be a lot. You really need to examine your budget, your wish lists, what your current situation is, and what your life could look like in the next five years. Though your needs have distinctly altered, that does not mean that you are in the correct place to meet those new needs. Malta has a lot of villas to choose from so the market is huge!


Doing online research for Malta accommodation have some great villas for rent in Malta. I suggest you check them out. Their prices are very reasonable and if you are more than 5 people it is more than worth it to devide the expenses between all of you. The details you need to discover will be minimal if you have decided that you actually wish to stay in your area or neighbourhood. If you desire to go to a better area or a new part of the city, you should begin by exploring the distinctive kinds of neighbourhoods that are in your budget range. Do not go into such a major life changing decision without getting the proper information you want and require. You don’t want to be surprised about the quality of the neighbourhood, the convenience and proximity of amenities that you value.

When researching neighbourhoods, it may be advantageous to ask yourself these questions:

What’s your every commute? Do you have to face heavy traffic when you leave? Are the schools in the area up to the standard that you and your family have set for your children? How safe is the locale? You can find local crime statistics at your local police station or chamber of commerce. Are stores and libraries within walking distance?

You probably have a dream scenario in mind, but you should also put together your bottom line requirements. Write down everything and create a few versions of your home. In other words, create a dream home list, a great home list and a must have home list. Do not forget to get input from your friends and family. This list will help you to have a real vision of the kind of home you wish for your family.

The type of dwelling you want can change everything. Be sure to think about these questions:

Is family life a part of your present-day dynamic or are you hoping to have one soon? Are you in a career that requires mobility? In other words, if you get a promotion, are you headed to a new city? Do you have time to keep a home and yard? Would you prefer little or no commute? What are the real space requirements for you and your family?

If you are living in a condo, you will have to consider the bylaws and rules that govern condo life. If you are in a townhouse, you do need to consider the adjoining homes and how sound may play a component in your living situation.

Gozo is another tranquil island we suggest you can check out. There’s so much history and the presitne beaches, great night life and laid back people and life will make you want to go back for a holiday. There’s not many jobs on the island but its awesome for holiday makers and gap travellers alike. Students can find a job in the tourism industry because the island’s touristic industry is very much alive. For accomodation we suggest you visit Abraham Gozo Farmhouses. The prices are cheaper than villas in Malta. Actually everything is cheaper in Gozo from accomodation to restaurant food.

Do not take shortcuts or jump into this big life change with preparing yourself and doing the necessary research. At the end of the day, the villa you choose will play a huge part in your life. So choose wisely, make sure to jot down all your needs and act accordingly! Malta has a lot to offer, so go ahead and explore the market and find that perfect villa for yourself and your family.s

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Investing and Moving to Malta

Tips about Investing and Moving to Malta

Here’s the story. All Europe know that Malta’s economy is booming and there are a lot of reasons behind this economic boom. Even gap year students love Malta and some end up staying and studying or working in Malta.  Here’s the top five reasons and why you should start investing in Malta, yesterday.

  1. Safe – Malta’s crime is very very low and that makes it attractive for young families or old expats to come and retire here. When we say safe, we mean, there no terrorist attacks, no crazy shooting like the ones all over europe, clean water and very few traffic accidents even though there’s been a massive increase in cars the fast 5 years or so.
  2. Affordable real estate – Well, property prices have definitely went up the past few years. It is all about demand and supply. There’s huge demand and immigration (30,000+ people came to work here in Malta and stayed) And they all need accommodation right? It happens in all major cities like London, New York, Tokyo etc etc. BUT having said this, the prices are fairly reasonable considering that land is very limited in Malta and Gozo. So investing in your own property instead of paying rent which is not so cheap anymore, will get you a nice return on investment. In Malta, a good quality property will set you back about €180,000 to €250,000 depending on location, size and finishing.
  3. Jobs – Without jobs, and well paid jobs, the economy cannot thrive. And here’s where the motor of the economy comes in. Malta’s policies and political persons have been smart enough to attract foreign investments to the island by improving infrastructure and lowering tax rates for the gaming companies and financial institutions. Now all these companies want to open offices in Malta. You might argue that there are other countries with the same tax benefits and good standard of living BUT the thing is that Malta’s climate is great and there is sea, sun, fun and history factor. The culture is deep and there’s no place else where you can feel part of a community
  4. Investment services provider in Malta – In every economic eco system, where there’s a lot of jobs and prosperity people will have money to invest and it is of utmost importance that there’s reliable, professional financial investment firms that can provide the right product and advice to people. Families need to plan ahead and start saving some money perhaps for their children’s school fees or to buy a car, or a second home. Banks do not give you a good return on your money these days so people rely on these so called financial institutions to help them make a nice return on their hard earned income/savings.
  5. cost of living – If we speak about New York or Tokyo for example, the life there for me is not sustainable. Because when you have a good chunk of your salary going to rent and utility bills, rates etc, what kind of life is that. Families end up struggling financially which should not be. So good standard of living means having enough to feed to family, travel at least once a year, own your own home and go out to dinner at least once a week, purchase decent clothes, pay bills and save at least 15% of your salary.

You can earn all the money in the world but if you do not save at least 10%-20% of your monthly income, you will struggle when you retire. The quality of living will definitely deteriorate because during your employment life, you would be earning more. It is ture that you need less money when you retire, but not necessarily if you want to keep living the normal life you used to live during your employment life

Go find a good investment services company and start investing today.

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What is a gap year?

A gap year or sabbatical is a year where students leave school and studies for 1 year to travel the world or do something different.

There are a lot of gap year programs out there, some are crappy, others are really good. You can for example go learn Spanish in Buenos Aires.

There’s the ethical gap year programs where students can do volunteer work and learn more about what’s going on in other 3rd world countries for example.

There’s all sorts of gap year counseling and advise, to assist interested applicants and send them into the right direction. Although its not always the case!

These are the top sites that can help anyone making a wise decision.

This website helps you discover parts of the world you never imagined even existed.

You can go to Australia, India, New Zeland, France and China

The gap force travel and adventure 2 weeks program in Australia is awesome, that is for sure.

Another great website where you can check out is:

This website is more focused towards volunteering in south Africa. And it had media coverage in CNN, CNBC and other big news stations. They send some 10,000 volunteers every year, which is not a small number at all.

To get started you need to contact one of their staff members and they will guide you from there

The Debate Rages On!! To Take a Gap Year, or Not to Take a Gap Year

The world is a place to discover and to discover it you need to drop your mouse, and your iphones and move out of the house. That is the only way you can experience the true beauty of friendship and relationships, memories that will last a lifetime. Find someone to talk to, meet people, there’s a billion people to choose from and meet someone new. You will meet people that inspire you, motivate you and encourage you.

You meet people who are so lovely and you get to have so many conversations with strangers. Try to hold on to people that are great and lovely. Be open and honest, and say more yes than no. Because you will regret the no’s more than the yeses that you make and say. Take a leap of faith, take risks, I mean nothing that can harm you, but make a effort to be out there.

Remember what makes you happy and be compassionate. It does not cost you anything extra to say hello and thank you. Maybe to someone you love and care about. At the end of the day it will make someone else life brighter. Or you buy something for someone else. You will feel great about you.

Stand up for yourself, no one else will. If you see someone being discriminated, speak out and act. Stand up for other people. If you travel you need other people as much as they need you. Have fun and enjoy life responsibly.

There’s a ton of gap year resources all over the internet. Just google it.

Have a great day!

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